Privacy Policy PerCapita

TERMS & CONDITIONS (PerCapita) 

Last updated: 27-05-26 

Welcome to PerCapita (“PerCapita”, “we”, “our”, “us”). 

By accessing or using the website PerCapita.be, purchasing products, enrolling in courses, downloading resources, or interacting with our services, you agree to these Terms & Conditions. 

1. Company Information 

PerCapita BV 
Belgium 

Website: https://www.percapita.be 

Contact: info@percapita.be 

 

2. Services 

PerCapita provides educational and informational resources including but not limited to: 

• Online courses  

• Financial tools and templates  

• Books and audiobooks  

• Investor resources  

• Educational videos  

• Digital downloads  

• Strategic content related to finance, investing and value creation  

All content is intended for educational purposes only. 

 

3. No Financial Advice 

PerCapita does not provide investment, legal, tax, accounting or financial advisory services. 

Any information published on the website, courses, videos, ebooks or tools is educational and informational only. 

Users remain solely responsible for their decisions and actions. 

Past performance does not guarantee future results. 

 

4. User Accounts 

Users are responsible for: 

• Maintaining account confidentiality  

• Protecting login credentials  

• Accuracy of submitted information  

• Activities conducted under their accounts  

PerCapita may suspend accounts in cases of abuse, fraud or misuse. 

 

5. Purchases & Payments 

Products may include: 

• One-time purchases  

• Subscriptions  

• Memberships  

• Digital downloads  

Payments are processed via third-party providers such as Stripe or other payment gateways. 

Prices may change without notice. 

 

6. Digital Products & Refunds 

Due to the nature of digital products: 

• Courses  

• Templates  

• Downloads  

• Audiobooks  

• Ebooks  

may be non-refundable once access has been granted unless required by applicable law. 

Refund requests may be evaluated individually. 

 

7. Intellectual Property 

All PerCapita content including: 

• Logos  

• Videos  

• Books  

• Courses  

• Graphics  

• Templates  

• Audio materials  

• Texts  

remain the property of PerCapita unless stated otherwise. 

Unauthorized reproduction, resale or redistribution is prohibited. 

 

8. User Conduct 

Users agree not to: 

• Violate laws  

• Upload malicious content  

• Attempt unauthorized access  

• Misuse services  

• Copy or redistribute protected materials  

 

9. Third-Party Services 

PerCapita may integrate third-party services including: 

• Google  

• Wix  

• Stripe  

• YouTube  

• MailerLite  

• Analytics providers  

PerCapita is not responsible for third-party policies or practices. 

 

10. Limitation of Liability 

PerCapita shall not be liable for: 

• Financial losses  

• Investment outcomes  

• Indirect damages  

• Service interruptions  

• Technical issues  

Use of the platform remains at the user’s own risk. 

 

11. Changes 

PerCapita may update these Terms at any time. 

Continued use constitutes acceptance. 

 

12. Governing Law 

These Terms are governed by Belgian law. 

Any disputes shall fall under the jurisdiction of Belgian courts. 

 

COOKIE POLICY 

Last updated: 27-05-26

PerCapita uses cookies and similar technologies to improve user experience, analyze traffic and support advertising services. 

By using PerCapita.be you consent to cookie usage according to this policy. 

 

1. What Are Cookies? 

Cookies are small text files stored on your device when visiting websites. 

They help websites remember preferences and improve functionality. 

 

2. Types of Cookies We Use 

Essential Cookies 

Required for website operation: 

• Login  

• Security  

• Navigation  

• Payment processing  

These cookies cannot be disabled. 

 

Analytics Cookies 

Used to understand website performance: 

Examples: 

• Google Analytics  

• Wix Analytics  

Collected information may include: 

• Pages visited  

• Session duration  

• Device information  

• Traffic sources  

 

Advertising Cookies 

Used for advertising and monetization. 

Examples: 

• Google AdSense  

• Personalized ads  

• Audience measurement  

These cookies may collect browsing behavior and interests. 

 

Functional Cookies 

Used to remember: 

• Language  

• Preferences  

• Saved settings  

 

3. Third-Party Cookies 

PerCapita may use: 

Google 
YouTube 
Wix 
Stripe 
MailerLite 
Advertising providers 

Third parties may set cookies according to their own policies. 

 

4. Managing Cookies 

Users may: 

• Accept cookies  

• Reject non-essential cookies  

• Change preferences  

• Disable cookies via browser settings  

Disabling cookies may affect functionality. 

 

5. GDPR Rights 

Users located in the EU may request: 

• Access  

• Correction  

• Deletion  

• Withdrawal of consent  

Contact: 

info@percapita.be 

 

6. Updates 

PerCapita may update this policy periodically. 

Continued website use implies acceptance of changes.